Author name: Nigel Jones

What are Swap Rates?

Hey everyone! Today, I want to talk about mortgage swap rates, which can be a bit confusing but are important to understand if you’re interested in the housing market or looking to buy a home. Mortgage swap rates are essentially the rates that banks charge each other for loans that are secured by mortgages. These …

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Lifetime mortgage popularity grows in every UK region

The popularity of lifetime mortgage is growing across every UK region, according to the Equity Release Council’s Autumn 2022 Market Report, as homeowners aged 55+ draw on the wealth they have accumulated through paying down their mortgages and long-term house price growth. Over the last four years, Wales (50%), the North-West (38%) and West Midlands …

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Deposit Unlock Scheme

What is Deposit Unlock? The Deposit Unlock Scheme is a brand-new scheme devised in collaboration with lenders and the home building industry. It enables first time buyers and existing homeowners to purchase a new-build home with a 5% deposit. It provides customers with competitively priced mortgage products and makes buying a new home more affordable. …

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Market Update

We’ve been a little quite over the last few weeks like many lenders trying to play catch up and working hard to get our clients some great deals, so here is our latest market update. But unless you’ve been hiding under a rock you will be very aware that rates are very much on the …

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Who owns my home?

Equity Release Derby One of the most important questions when it comes to Equity Release…. Who owns my home??? Don’t forget to like and tag someone who is thinking about equity release. Contact us now to chat about your options 07807 468 875 paul@missingelement.co.uk https://www.missingelement.co.uk #equityrelease#mortgagebroker#remortgage#mortgages#mortgage#firsttimebuyer#buytolet#mortgageadvisor#property#lifeinsurance#helptobuy#incomeprotection#insurance#mortgagebrokers#homebuyers#criticalillness#selfemployed#protection#conveyancing#landlords#sharedownership#homeowners#financialservices#portfoliolandlords#residential#homemovers#interestonly#finances#adamsmortgages#mortgageadvice