FAQ Category: Equity Release FAQ's

Can I remain in my home?

Yes – you will be able to remain living in your home for as long as you are alive or until you go into long-term care, as long as you abide by the terms and conditions of your plan.

Who owns my home if I take out a plan?

You retain full ownership of your home with a lifetime mortgage as long as you abide by the terms and conditions of the mortgage. All lifetime mortgage products provide the right for applicants to live in their home until they die or go into permanent long-term care.

Am I eligible for a lifetime mortgage?

To be eligible for a lifetime mortgage you need to be a UK homeowner and aged 55 or over. All applications are subject to the lending criteria of the product provider. Our advisers can answer any questions you have, contact us for a free initial consultation.

Is Equity release safe

All equity release products, including lifetime mortgages, are regulated by the FCA (Financial Conduct Authority). They impose strict rules on advisers who recommend these products and the companies that provide them. All lifetime mortgage advisers have to be fully qualified and are required to give you fair and clear advice and recommendations.

What is Equity Release

An equity release product allows you to access the value (cash) tied up in your home. Rather than leaving the cash tied up in your home, more and more people are choosing to release this money giving them cash to fund retirement dreams, pay off debts or help out family members. You must be over …

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